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Bridging Finance

Bridging Finance

At Fortescue Capital we have an expert finance team that have worked at some of the UK’s biggest corporations. We are principal lenders for short term bridging finance between £100k to £10m and offer a bespoke service to our clients needs. As every project has its own unique attributes and our team will use their expertise to find the perfect solution for you at the most competitive rates available.

Our extensive range of bridging loans have been developed to provide finance for a wide range of borrower needs. As a leading bridging finance provider since 2007, the West One team have an industry reputation for providing a personalised approach to lending resulting in an extensive portfolio of bridging loans. Our highly experienced underwriting team provide the speed and flexibility needed to help get your clients’ projects safely over the line when the timing is critical.

Bridging loans are short term finance, normally lasting up to 12 months and are a great solution for borrowers who need finance temporarily and quickly. They are ideal for refinancing, auction purchases, property refurbishment and acquiring land or semi-commercial/commercial assets.

Covering all aspects of bridging finance


Ideal for purchases, refurbishments or refinances of residential properties that are either used as a principle primary residence or for investment purposes.


Short term finance for purchases and refinances of both commercial and semi-commercial properties.


Finance for purchases and refinances of land both with and without planning permission.


A bridging loan is a short-term interest-only loan available to those that need immediate access to capital. Usually used for a property purchase, it is a loan to ‘bridge’ the gap while other finance (such as a mortgage) is secured by the borrower. Bridging finance is secured, meaning the borrower uses property (or land) as security to the lending institution.

Any individual or limited company can apply for a bridging loan.

Bridging loans are mainly used by clients who need quick, short-term capital to fund a property purchase.

A ‘first charge’ is the primary mortgage or loan secured against a property. This takes precedence over all other finance secured against it. However, if there is sufficient equity in the property, a ‘second charge’ loan could be secured against it.

We lend on residential, semi-commercial and commercial properties and land. The construction, type or use for the property doesn’t matter either.

Since bridging loans are for the short-term, each client must have a plan in place to pay off the loan. This is known as an ‘exit route’. A viable exit route is a must on all bridging loan applications.

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